Steps To Make An Insurance Claim For Roof Damage

As homeowners we feel safe when insuring our roof, particularly if we live in Florida, an area where roof damages are frequent, but unfortunately insurance claims are more complex than you may think and often the claims are unsuccessful.

That is why we will tell you what are the steps to follow to get your insurance to respond for the damage to your roof and the claim does not become a complex process.

Hire A Claims Specialist

If your roof has been severely damaged by any cause, the first thing you should do is hire a claims specialist, who knows in detail the clauses of the insurance policies and who is used to dealing with insurance denials.

A public adjuster or adjuster is prepared to offer you the technical assistance and advice you require so that your insurance claim is effectively cancelled.

Insurance Will Not Defend Your Interests

Don’t think that because you have insurance, you will be reimbursed just like that. When there is damage to the roof of your home, the insurance company will send an expert to investigate the damage, however, you should consider that this expert or insurance personnel may not be an expert in roofs and will not advocate before the insurance company for the cancellation of the loss, so you may only receive a percentage of the expenses derived from the loss.

Therefore, the best alternative is to hire a public adjuster or expert of your confidence that will help you to make the claim before the insurance company and that really watches over your interests and not those of the insurance company.

A Perfect Ally In Claims

Only a public adjuster can help you during the whole claim process. This type of professional will effectively look after your interests, act on your behalf and representation in order to achieve a compensation in accordance with the stipulations of the insurance policy.

The first thing a public adjuster does is to request experienced technical assistance to evaluate the damage to your roof. They leave nothing to chance, they make sure to find a company specialized and certified to work in Florida, which will perform a thorough inspection of your roof and provide an estimate of the work to be done.

As a homeowner, you can relax and wait calmly, since your public adjuster will take care of all the details of your claim, will monitor the entire process with the insurance company and will accompany you at all times until you get the corresponding compensation. In addition, he/she will provide you with the assistance you require and will answer all your questions.

Reasons To Hire An Expert

As we explained above, hiring an expert is the best alternative to receive the insurance indemnity in a timely and effective manner, but also consider these reasons.

You Will Save Time

As a homeowner, you may not have the knowledge, experience and willingness to determine what to do about the damage to your roof. On the other hand, an experienced public adjuster is fully capable of dealing with all the objections that the insurance company may have to your claim. Therefore, hiring an insurance adjuster, besides saving you time in visits to the insurance company to speed up the process, will save you a lot of trouble and will minimize the response time of the insurance company.

They Know The People Who Can Help you.

Undoubtedly, public adjusters have a very interesting network of contacts, which will facilitate everything. They tend to know various businesses and companies that have the certifications and credentials, as is the case of roofers, necessary to perform the work in a fast, safe and reliable manner. In addition, they know, for sure, the places where they sell the necessary materials for repairs at a lower cost.

In addition, public adjusters have contacts with all kinds of professionals, such as plumbers, painters, electricians who will perform high quality repairs at the best prices. They even have contacts with insurance agents and lawyers, who will be very helpful in case your insurance company refuses your legal claims, according to what is established in your policy.

Where To Hire a Public Adjuster?

If you have never had to face an insurance company to claim damages to your roof, you may not know that this type of professionals exist or where to hire them. That is why at Bellcast Construction LLC we established contact with Mark Lazzaro, an expert public adjuster who will help you to collect the insurance indemnity at a fair price and who will count on our support as South Florida roofing experts to evaluate your property and issue an estimate according to your needs.

To hire the services of an expert public adjuster, you only have to contact us, we will coordinate a visit to your property and we will tell you which is the procedure to follow so that your insurance company complies effectively with the provisions of the policy.