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Bellcast Construction LLC - South Florida's Roofing Expert
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Steps To Make An Insurance Claim For Roof Damage
As homeowners, we feel safe when insuring our roof, mainly if we live in Florida, where roof damage is frequent. Still, unfortunately, insurance claims are more complex than you may think, and often the claims are unsuccessful.
That is why we will tell you what steps to follow to get your insurance to respond to the damage to your roof, and the claim does not become a complex process.
Hire A Claims Specialist
If any cause has severely damaged your roof, the first thing you should do is hire a claims specialist who knows in detail the insurance policies' clauses and is used to dealing with insurance denials.
A public adjuster or adjuster is prepared to offer you the technical assistance and advice you require so that your insurance claim is effectively cancelled.
Insurance Will Not Defend Your Interests
Don't think that because you have insurance, you will be reimbursed just like that. When there is damage to your home's roof, the insurance company will send an expert to investigate the damage. However, it would help if you considered that this expert or insurance personnel may not be an expert in roofs and will not advocate before the insurance company for the cancellation of the loss, so you may only receive a percentage of the expenses derived from the loss.
Therefore, the best alternative is to hire a public adjuster or expert of your confidence who will help you claim the insurance company and watch over your interests, not those of the insurance company.
A Perfect Ally In Claims
Only a public adjuster can help you during the whole claim process. This type of professional will effectively look after your interests, act on your behalf, and represent you to achieve compensation per the insurance policy stipulations.
The first thing a public adjuster does is to request experienced technical assistance to evaluate the damage to your roof. They leave nothing to chance, and they make sure to find a company specialized and certified to work in Florida, which will thoroughly inspect your roof and provide an estimate of the work to be done.
As a homeowner, you can relax and wait calmly since your public adjuster will take care of all the details of your claim, monitor the entire process with the insurance company, and accompany you at all times until you get the corresponding compensation. In addition, they will provide you with the required assistance and answer all your questions.
Reasons To Hire An Expert
As we explained above, hiring an expert is the best alternative to receive the insurance indemnity promptly and effectively, but also consider these reasons.
You Will Save Time
As a homeowner, you may need to gain the knowledge, experience, and willingness to determine what to do about the damage to your roof. On the other hand, an experienced public adjuster can deal with all the objections that the insurance company may have to your claim. Therefore, hiring an insurance adjuster, besides saving you time in visits to the insurance company to speed up the process, will save you a lot of trouble and will minimize the insurance company's response time.
They Know The People Who Can Help you.
Undoubtedly, public adjusters have an exciting network of contacts, which will facilitate everything. They tend to know various businesses and companies with the certifications and credentials, as is the case of roofers, necessary to perform the work quickly, safely, and reliably. In addition, they know, for sure, the places where they sell the materials needed for repairs at a lower cost.
In addition, public adjusters have contacts with all kinds of professionals, such as plumbers, painters, and electricians, who will perform high-quality repairs at the best prices. They even have connections with insurance agents and lawyers, who will be very helpful in case your insurance company refuses your legal claims, according to what is established in your policy.
Where To Hire a Public Adjuster?
If you have yet to face an insurance company to claim damages to your roof, you may not know that this type of professional exists or where to hire them. That is why at Bellcast Construction LLC, we established contact with Mark Lazzaro, an expert public adjuster who will help you to collect the insurance indemnity at a fair price and who will count on our support as South Florida roofing experts to evaluate your property and issue an estimate according to your needs.
To hire the services of an expert public adjuster, you only have to contact us. We will coordinate a visit to your property and tell you which procedure to follow so that your insurance company complies effectively with the policy's provisions.
